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HOME OWNERSHIP ROCKS!
When you decide to move, one of the major considerations is money. You need an awesome home at a great price.
We'll assist you with the whole process home buying, safely and touch free. We’ve got a free credit application process that can be done 100% online through our exclusive relationship with First Choice, a home lender.
Where to get Financing to Buy a Home?
Benefits of First Choice Lender
When Should You Apply?
Great question. The simple answer is ‘right away’.
It’s smart to apply even before you have made final decisions on whether to buy a specific home because it gives you advantages.
How does the Process Work?
If you choose to apply for financing through First Choice, on our website or in our community offices, here’s what you can expect. We’ll walk you through it and be at your side to help. That means 100% online processing or safe touch-free processing in our community offices.
We are working for you!
Welcome to the Safety and Security of Your New Home. OWNERSHIP ROCKS!
Q&A ~ Financing a Manufactured Home.
What’s the Four Leaf Advantage?
Should I buy a manufactured home or rent an apartment?
The decision to purchase a home is a personal one with many factors to consider. One of those factors is money. When you rent, monthly rent payments typically rise 5-9% every year. Monthly home payments for owners stay the same year after year. In addition, when you move out of an apartment, you have nothing of value for rent dollars spent. With home ownership, you have something of value to sell when you choose to move out. As a result, buyers often spend less money and end up with a valuable asset.
Home ownership can also help improve your credit rating. In fact, making consistent and timely payments on a home loan is one of the best ways to improve your credit rating. That improved credit can help you get credit cards and make other purchases. Paying monthly rent does not improve your credit score.
Buying a home in a community with other home owners gives residents a more stable place to live where they can build relationships and create security for their family and home investment.
Why choose a manufactured home community when downsizing?
Downsizing has become popular for retirees, empty nesters and even some families looking for a simpler life with more financial freedom. Many people who are downsizing opt for Manufactured Home communities because they offer great value for a safe and friendly living experience.
Today’s manufactured homes are high quality homes that offer both ample space and luxury features; for example: granite countertops, mosaic backsplashes and walk in closets. These homes are professionally designed with modern floor plans. New homes also offer energy efficiency with heating/cooling, insulation and appliances. Manufactured Homes are typically priced 50-60% lower than traditional homes and have lower utility and maintenance costs.
Manufactured Home communities often provide lifestyle benefits of being close to a lake or beach. Others have areas of the community that are geared toward seniors, providing opportunities to socialize and get to know one another, building valuable friendships. If you are looking for safety, friendship and affordability, these communities are right for you.
Why choose a manufactured home for a starter home?
Buying an affordable manufactured home in a quality community can be a very smart choice for folks just starting out. Manufactured homes are gorgeous, energy efficient and massively less expensive than stick-built homes. Financing to purchase a manufactured home may also be more attainable with a simpler underwriting process that differs from stick-built homes. Manufactured home ownership will have a positive impact on credit scores, opening possibilities for other home purchases in the future.
Will I get a good deal on a home with Four Leaf Properties?
Four Leaf is a large buyer of new Manufactured Homes in the United States, so we buy direct from our manufacturer and pass on huge volume savings to our customers. Our homes are sold every day at a 30-50% discount off their retail prices. We can help you compare the “blue book” price for our homes against the actual purchase price as a guarantee of that savings.
Will my Manufactured Home increase or decrease in value over time?
In today’s market, high quality Manufactured Homes in well managed communities maintain value for longer periods of time. Based on federal regulation of quality standards and new best practices in Manufacturing, Homes are considered a 50-year asset. While resale prices for homes may be higher or lower than the original purchase price based on many factors, the resale market for used homes is extremely strong and very vibrant. The demand for used homes far exceeds the supply.
Can I get a loan for a Manufactured Home with my credit problems?
Even with a history of credit problems many applications are approved. It is possible to apply for credit online through the First Choice website (our financing partner), or seek financing from other lenders of your choosing. Some folks also choose to pay cash.
Can I rent to own a Manufactured Home in the community?
It is possible to begin life in one of our communities as a renter, and then become an owner. Most customers, however, find that buying an affordable home is often within their reach when looking at costs with our communities. In fact, rental payments are often quite a bit higher than payments on an owned home.
Still have questions?
Call us to talk about Manufactured Home options for you @ 1.855.847.6053.
Four Leaf Properties offers family-friendly living, with beautiful and affordable homes in safe and secure communities.
contact us today / 1.855.847.6053
four Leaf Properties offers family-friendly living, with Beautiful and affordable homes in Safe and secure communities.
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